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While each form of aid tackles school expenses, there are important distinctions to be made between the types of available assistance.
Grants and scholarships provide assistance that is not repaid.
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The program provides subsidized, unsubsidized, PLUS, Grad PLUS and consolidation loans to borrowers for educational purposes. All continuing borrowers (those that have student loans through the FFEL program) will be required to complete a new Master Promissory Note with the Department of Education.
All continuing borrowers (those that have student loans through the FFEL program) will be required to complete an entrance interview with the Department of Education.
If you would like to add other eligible loans, your servicer must receive your Request to Add Loans Form within 180 days from the date your Direct Consolidation Loan is completed (originated).
If you choose Nelnet to originate and service your Direct Consolidation Loan, you may request to add other eligible loans to it by completing the Request to Add Loans Form and send it to Nelnet via email Direct Loan [email protected], fax (402.858.3929), or mail to: Nelnet P.
Before you consolidate, consider the following pros and cons: Note: Just remember, you must continue making payments after submitting your application until you receive notice from your servicer that underlying loans have been paid off.